There was a man who bught a cigar. He went to his lawyer to have it insured against fire damage. The insurance company was outraged, so they took him to court, but the man won. So they insured the cigar against fire damage. A few days later, the man lit the cigar and smoked it. When he went to collect the insurance money, because the cigar had, of course, burnt down, they insurance company took him to court again. They won and had him sued, for arson.